Why does Amazon steal your money for no reason?

https://sellercentral.amazon.com/forums/t/why-does-amazon-steal-your-money-for-no-reason/202251

I have been selling on Amazon going on 2 months I have sold 230 items!! I have 1 negative cause the item was shipped to the wrong address. She was refunded fully but still left a negative. My ODR is .65 I have 4.8 stars with 95 positive feedback. My funds was cancelled at the last minute saying my account is under review. I have 100% delivered on time 100% items with packages. All of my questions are answered under 45 minutes. As big of a company Amazon is why is they holding my money? I am out of merchandise and shipping fees all with no answers and from searching the internet I have found out they are crooks and will hold your money for 90 days I have contacted the BBB and the U.S Attorney General so far any more suggestions

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